Jose Centeno said he lost $25,000 in equipment during a burglary at the headquarters of IQ Restoration, a company dedicated to water damage restoration services in Miami-Dade County.

It all comes at you so quickly: One minute, you’re making grocery lists and setting the menu for Thanksgiving, and then, in the blink of an eye, the holiday has arrived, only to be followed by Black Friday, Small Business Saturday, Cyber Monday, Giving Tuesday -- and then your tree goes up and Christmas morning is here.

Small Business Saturday is a great way to support the local community and boost its economy.

MIAMI, Fla. – Miami Dade’s Board of County Commissioners authorized $5 million available in its Small Business Assistance Forgivable Loan Program on Tuesday. What exactly is a forgivable loan? Who do I contact to see if I can get this loan for my small business? The County’s SBAFLP will be administered by the County’s Department of Public Housing and Community Development, through two local federally chartered Community Development Financial Institutions (CDFIs). The CDFIs specialize in micro and small business lending in low- and moderate-income neighborhoods.

Without a vaccine to prevent the coronavirus disease, economists warn the downturn in the leisure and the hospitality industries is just beginning. On Friday, the feds reported the unemployment rate surged to 14.7% -- erasing a decade of job gains in one month. Some economists estimate the U.S. unemployment rate actually nears 24%. Without a vaccine, economists expect a lot of false starts. I fear that we are going to see yet another round of layoffs even as workers are called back.”More expert opinions:

President Donald Trump signed a $484 billion bill Friday to aid employers and said most of the funding in the bill would flow to small businesses through the Paycheck Protection Program. Known as PPP, the program is meant to loan money to small businesses to keep workers on their payroll. “Great for small businesses, great for the workers,” Trump said. Small Business? RELATED: Miami Commission approves funding for small business

MIAMI – The U.S. Small Business Administration manages four programs from the federal government to help businesses with 500 employees or less. Here is the SBA’s database to find eligible lenders >ECONOMIC INJURY DISASTER LOANS: The program provides loans of up to $2 million with a term of up to 30 years. DEBT RELIEF: This program applies to loans issued before Sept. 27, 2020 and includes payments of the principal, interest and fees. Florida set up a $50 million loan program for small businesses through the Florida Department of Economic Opportunity. SMALL BUSINESS EMERGENCY BRIDGE LOAN: This program offers loans of up to $100,000 for businesses established before March 9th and that have two to 100 employees.